Terms and Conditions of Use
Welcome to belenoravial.com. These Terms and Conditions outline your rights and responsibilities when using our website and services. By accessing or subscribing, you accept these terms fully.
September 7, 2025
Accepting these terms
By using belenoravial.com, you agree to comply with these terms and any additional guidelines. Please review them regularly, as we may update terms without notice. Continued use after updates indicates acceptance. If you disagree with any part, do not use our services.
Definitions
These definitions help clarify the agreement between you and belenoravial.
"User," "you," or "client" means anyone accessing or using the belenoravial.com website or subscribing to services.
"Service" refers to the financial planning subscription, consultations, and support offered through our site.
"Content" includes text, data, graphics, and materials displayed or provided by belenoravial on the website.
"Fees" represent the applicable charges for the monthly planning subscription.
Using our service
You agree to use our services for lawful purposes only. All communications, appointments, and access are personal and non-transferable. Reselling, sharing, or misusing your account is prohibited.
Eligibility
You must be at least 18 years old, legally capable of entering into contracts, and reside in Australia to subscribe.
International access may limit service availability.
Your responsibilities
By subscribing, you agree to these responsibilities:
Prohibited uses
You must not use our website or service for:
Intellectual property rights
All website and service content is owned or licensed by belenoravial. You may not copy, reuse, or distribute our materials without explicit, written permission. The belenoravial.com brand and materials remain our property at all times.
User content and submissions
Any content you provide, such as feedback or enquiries, must be accurate and not infringe others’ rights.
Your rights with content
You retain rights to your own submissions, but grant belenoravial a licence to use, display, and store content required to deliver services.
Privacy and data protection
Your data is protected per our Privacy Policy, which details how we collect, process, and safeguard personal information. By using belenoravial, you consent to these practices. Review our Privacy Policy for more information.
See Privacy PolicyDisclaimer and limitations
Our website and services are offered as-is, without guarantees of outcomes or results. Advice is consultative and not specific to individual investment products.
Important legal warning
Results from planning or consultations may differ based on personal and market factors. Past performance doesn’t guarantee future outcomes. Review any decisions with relevant professionals.
Limitation of liability
belenoravial and its representatives are not liable for loss or damage resulting from use of this site or service, to the extent permitted by law.
Indemnification
You agree to indemnify and hold belenoravial harmless from liability for misuse or unauthorised use of the website or services.
Resolving disputes
Contact us first to attempt a resolution regarding any dispute or issue.
Arbitration
If a dispute cannot be resolved, it may be handled through binding arbitration in Australia under local laws and regulations.
Arbitration does not limit your statutory consumer rights.
Online dispute resolution
Where required, you may access local or online dispute resolution mechanisms. Details are available on request.
Contact our team for helpSeverability
If a provision of these terms is found invalid, other parts remain enforceable.
Entire agreement
These Terms represent the complete understanding between you and belenoravial regarding your use of services.
Applicable law and jurisdiction
These Terms, and any related matters, are governed by Australian law. You consent to the jurisdiction of Australian courts for all issues.
Termination
belenoravial may suspend or terminate services for breach of terms or misuse, with or without notice. Account termination may limit your access to site content.
Modifications
We reserve the right to update terms at any time. Continued use constitutes agreement to the latest version.
Contact us for questions
If you have questions about these Terms, contact us using the details below.
Contact email: content@belenoravial.com
Phone: +61-8-7441-8168
Address: 17 Gould Road, Herston, QLD 4006 Australia
Effective date: September 7, 2025
Version: 3.2